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Physician's Money Digest
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Auto insurance rates are finallyheading down after nearly 4 years ofgoing nowhere but up. Some car ownersare in line to get premium cuts of upto 10%, but industry watchers say thegoodies are going to a favored few (ie,those with an excellent driving recordand a clean credit history). Delving intocredit records is a new tool for carinsurers looking to cut risk. They citestatistics that show a poor credit recordis related to a higher risk of accidents. The selective premium cuts are creatinga wide price spread betweeninsurance carriers. If you're a good risk,shopping for car insurance at Web siteslike www.insweb.com or www.insurance.com may save you hundreds ofdollars on your car insurance.