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Driving in heavy traffic is nerve-wrackingenough without having towatch out for crooks who want to involveyou in an accident and make yourinsurance company pay. A common two-carmaneuver is to position a car closelyin front of yours and then have a secondcar pull in front of the first car. The carin front of you slams on the brakes andyou rear-end it. Never tailgate andwatch the road ahead for potential problems.Also, be leery of cars with severalpassengers under this scenario—scammershave found they can make moremoney with multiple claims. Alwaysreport an auto accident, even a minorone, to police, and carry a disposablecamera in your car to record damage.