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Physician's Money Digest
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With stocks seemingly locked in atrading range and interest rates on CDsand money market funds scraping bottom,putting money toward lighteningyour debt load may offer the best yield.Making an extra credit card paymentcould be the same as getting 10%, 15%,or even 25% on your money. But whatabout your mortgage? Paying off even alow-interest-rate mortgage early cansave you thousands of dollars in interestover the life of the loan, and by translatingthose savings into an average annualpercentage return, you may find thatcash used to pay extra toward yourmortgage is money well invested. To calculatehow much you'd save by acceleratingyour mortgage payments, go towww.kiplinger.com, click on "Tools,"and then choose "Spending Tools."