GET RID OF THAT TURKEY

If you own stock in a dot-comthat's on life support, now may bethe time to sell, no matter how big aloss you have to take. If the chancesof recovery are slim to none, waitinguntil the company formally goes outof business won't change the wayyou treat your loss for tax purposes.The tax laws let you use the loss tooffset any capital gains you mayhave during the coming year. If yourlosses exceed your gains, you canuse up to $3000 of them to offsetordinary income ($1500 if you'remarried and file separately). Anylosses over that limit can be carriedforward and written off your taxesin future years.