Earn a Higher Yield with Online Checking

BankRate Monitor National Index

Brick-and-mortar banks usually do notoffer high annual percentage yields (APYs)on interest-earning checking accounts. Infact, Bankrate.com lists the national averageat 0.73%. Earning only 0.15% is notuncommon, and you have to maintain aminimum balance to avoid fees. A solutionto making the money in your checkingaccount work for you is to sign up for anonline checking account with EverBank.com. With a minimum opening balance of$1500, physician-investors can sign up forthe FreeNet^SM Checking Account with a5.01% APY for the 3 months. Dependingon your balance, you can earn 3.01% to3.55% APY thereafter—that's 2.08% to2.82% higher than the national average,according to Bankrate.com. So if you maintaina balance between $10,000 and$24,999 in your checking account, you canearn 3.07% interest on your money.EverBank.com pledges to keep the yieldamong the top 5% of accounts according tothe ^™of100 leading banks, thereby guaranteeing areturn on the money in your checkingaccount that's on par with CDs. Unlike CDs,which limit your accessibility to cash, youcan access your money through anEverBank checking account at any time.Other features include no-fee online bill-payingand the ability to view and transfermoney between outside accounts andyour EverBank account. To take advantageof this FDIC-insured offer, call 888-882-EVER or visit www.everbank.com.