Trim the Cost of Your Homeowner's Insurance

With homeowner's policies costingnearly 3 times as much as they did just afew years ago, you may be looking forways to save on coverage. According to anAbout.com article, the first thing you cando is raise your homeowner's insurancedeductible. If you raise your deductiblefrom $50 to $100 to at least $500 to$1000, you can save almost 25% on premiums.You can also try buying a homeowner'spolicy and your auto insurancepolicy from the same company, which cannet you a discount up to 15%. Don't purchaseinsurance you don't need, such asearthquake coverage, if you live in an areathat rarely has earthquakes. While youshould shop around for the best deal onhomeowner's insurance, keep in mind thatmany companies offer a longevity discount,and it may be negated by going toa new company. Check with an agent tosee if your longevity discount would carryover into a new policy.